search query: @author Gardner, M. J. / total: 2
references: 1-2 / 2
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1.
Evaluating the likelihood of default on delinquent loans.
Financial Management
1989 : WINTER, VOL. 18:4, p. 55-63
 1989 Gardner, M. J.
Mills, D. L.
2.
Cost accounting in large banks.
Management Accounting (New York)
1988 : APR, VOL. 69:10, p. 34-39
 1988 Gardner, M. J.
Lammers, L. E.
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