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| Author: | Holmer, M. Zenios, S. |
| Title: | The productivity of financial intermediation and the technology of financial product |
| Journal: | Operations Research
1995 : NOV-DEC, VOL. 43:6, p. 970-982 |
| Index terms: | ORGANIZATIONAL RESEARCH PRODUCTIVITY TECHNOLOGY |
| Language: | eng |
| Abstract: | Financial intermediaries - banks, thrifts, and life insurance companies - have experienced low productivity over the last decade or two. Low productivity has manifested itself as a declining market share of their products relative to capital asset markets. In some cases, low productivity caused a failure to meet contractual obligations embodied in their financial products. These failures resulted in customer losses, and/or taxpayer losses when failed intermediaries were guaranteed by government agencies. |
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