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Author:Chakravarty, S.
Scott, J.
Title:Relationships and rationing in consumer loans
Journal:Journal of Business
1999 : OCT, VOL. 72:4, p. 523-544
Index terms:RATIONING
CONSUMERS
LOANS
Language:eng
Abstract:The authors empirically examine how relationships between individual households and their creditors affect the probability of being credit-rationed. Using a data set where the credit-rationing of individual households is observed directly, the authors show that relationship duration and the number of activities between a family and a potential lender significantly lower the probability of being credit-rationed.
SCIMA record nr: 211345
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