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| Author: | Li, Anxin Chen, Longxin |
| Title: | The current consumer credit: major constraint factors and their countermeasures (original in Chinese) |
| Journal: | Banks and Companies (c)
1999 : 8, p.39-41 |
| Index terms: | CONSUMPTION CREDIT LOANS FINANCIAL POLICY CHINA |
| Language: | chn |
| Abstract: | The factors constricting the promotion of consumer credit are: the low level of inhabitants' income, the increase of their expected expenses, the bad environment for consumers and many and diverse credit formalities by the bank, etc. The countermeasures include perfecting further law and regulation and promoting a set of reforms. The commercial bank, on the basis of the demand of the market and consumers, shall change its strategies of management and make new financial rules to help consumers in order to promote the consumer credit. |
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