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Author:Santomero, A.
Trester, J.
Title:Structuring deposit insurance for a united Europe
Journal:European Financial Management
1997 : JUL, VOL. 3:2, p. 135-154
Index terms:DEPOSIT INSURANCE
EUROPE
MANAGEMENT
Language:eng
Abstract:This paper analyses the difficulties associated with imposing a unified deposit insurance scheme in a unified Europe. Specifically, it investigates the determinants of optimal deposit insurance in light of the Commission's 1994 decision requiring mandatory minimum coverage and encouraging a single unified deposit insurance structure. Issues of deposit insurance premiums and tax burden are analysed in the context of a general equilibrium-type model.
SCIMA record nr: 171014
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