search query: @indexterm YOUNG PEOPLE / total: 162
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| Author: | DeYoung, R. Goldberg, L. White, L. |
| Title: | Youth, adolescence and maturity at banks: credit availability to small business in an era of banking consolidation |
| Journal: | Journal of Banking and Finance
1999 : FEB, VOL. 23:2-4, p. 463-492 |
| Index terms: | BANKING FINANCE YOUNG PEOPLE |
| Language: | eng |
| Abstract: | This paper addresses the relationship between the aging process at new and relatively young banks and the tendency of banks to make loans to small businesses. Defining small business loans as C&I loans that are under $1 million in size, the authors analyze a sample of banks that had assets of less than $500 million in assets for the years 1993-96 and that were 25 years of age or younger. The authors find, as have earlier studies, that banks' proclivities for small business lending are negatively related to their age and to their size. |
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