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| Author: | Freeman, P. |
| Title: | The Competition Commission Inquiry into SME Banking |
| Journal: | Economic Affairs
2002 : DEC, VOL. 22:4, p. 5-14 |
| Index terms: | COMPETITION BANKING EFFECTIVENESS SMALL BUSINESS MEDIUM-SIZED BUSINESSES |
| Language: | eng |
| Abstract: | The SME Banking Report is a recent, major report by Competition Commission ('the Commission') into one sector of UK banking, published on 14 March 2002. In it, the Commission concluded that the market for the supply of banking services to small and medium-sized enterprises (SMEs) was not working fully effectively; they found a concentrated structure, barriers to entry and a reluctance of customers to switch between suppliers. This article describes the current Fair Trading Act regime for complex monopoly investigations with particular reference to the Competition Commission's recent SME Banking Inquiry. There then follows a critique of aspects of the process and an outline of the market investigation regime. |
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