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| Author: | Avery, R. |
| Title: | Cash, paper and electronic payments: a cross-country analysis |
| Journal: | Journal of Money, Credit and Banking
1996 : NOV, VOL. 28:4, p. 914-939 |
| Index terms: | CREDIT BANKING MONEY |
| Language: | eng |
| Abstract: | A country's payment system is what makes its real and financial markets work. When commodities are exchanged for cash, check, giro, credit card, or debit card payments -- rather than for other commodities -- trade expands as transaction costs fall and production specialization increases. But what determines which payment instrument is used and why are some used more intensively than others? Is payment instrument use strongly tied to standard demand theory influences or do institutional, habit and simple payment availability differences across countries dominate? |
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