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Author:Calem, P.
Nakamura, L.
Title:Branch banking and the geography of bank pricing
Journal:Review of Economics and Statistics
1998 : NOV, VOL. 80:4, p. 600-610
Index terms:ECONOMICS
STATISTICS
USA
Language:eng
Abstract:The authors show that bank branching tends to mitigate localized market power by broadening the geographic scope of competition among banks, even though branch banking allows banks to differentiate themselves through their choices of branch locations. Banking services at peripheral locations will be priced more competitively when those locales are served by branch networks. The authors develop a theoretical model in support of this view and offer empirical evidence.
SCIMA record nr: 186575
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