search query: @author Wu, C. / total: 21
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| Author: | Wu, C. Wang, X.-M. |
| Title: | A neural network approach for analyzing small business lending decisions |
| Journal: | Review of Quantitative Finance and Accounting
2000 : NOV, VOL. 15:3, p. 259-276 |
| Index terms: | DISCRIMINANT ANALYSIS CREDIT RISK |
| Language: | eng |
| Abstract: | In this paper, the authors apply the neural network method to small business lending decisions. The authors use the neural network to classify the loan applications into the groups of acceptance or rejection, and compare the model results with the actual decisions made by loan officers. Data were collected from a leading bank in Central New York. The sample contains important financial statement and business information of borrowers and the loan officer's decisions. |
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