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| Author: | Lu, Kunpeng Lu, Ping |
| Title: | On the chance, difficulty and strategy of implementing consumption credit (original in Chinese) |
| Journal: | Economics Information (c)
1999 : 9, p.29-33 |
| Index terms: | CREDIT CONSUMPTION CONSUMER DEMAND |
| Language: | chn |
| Abstract: | Although it is a good opportunity for China to carry out consumption credit, there are also some obstacles: the China to carry out consumption credit, there are also some obstacles: the traditional consumption concept is the mental barrier; Strong propensity to save weakens the residents' enthusiasm of consumption demand; the inadequate stock savings restrict the residents' repayment ability; the residents' income expectation is weakened so they are not confident about incremental savings and doubtful about their repayment capability; the higher price of commodities is another major factor restricting consumption credit; the inferior products and nonsupporting environments make people afraid of sinking into the "consumption trap". |
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