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| Author: | Sapienza, P. |
| Title: | The effects of government ownership on bank lending |
| Journal: | Journal of Financial Economics
2004 : MAY, VOL. 72:2, p. 357-384 |
| Index terms: | Banking Bank lending Government Loans |
| Language: | eng |
| Abstract: | This article studies the effects of government ownership on bank lending behavior. State-owned banks charge lower interest rates than do privately owned banks to similar or identical firms. State-owned banks mostly favor large firms and firm located in depressed areas. The lending behavior is affected by the electoral results of the party affiliated with the bank. |
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