search query: @indexterm Banking / total: 3069
reference: 347 / 3069
Author: | Berger, A.N. |
Title: | The economic effects of technological progress: evidence from the banking industry |
Journal: | Journal of Money, Credit and Banking
2003 : APR, VOL. 35:2, p. 141-176 |
Index terms: | Banking Information technology Technological change |
Language: | eng |
Abstract: | Technological progress and its effects in the banking industry are examined. Banks are intensive users of both IT and financial technologies, and have a wealth of data available that may be helpful for the general understanding of the effects of technological change. The research suggests improvements in costs and lending capacity due to improvements in "back-office" technologies, as well as consumer benefits for improved "front-office" technologies. |
SCIMA