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Author: | Beverly, S. Sherraden, M. |
Title: | Institutional determinants of savings: implications for low-income households and public policy |
Journal: | Journal of Socio-Economics
1999 : VOL. 28:4, p. 457-473 |
Index terms: | SOCIAL ECONOMICS SAVINGS PUBLIC POLICY |
Language: | eng |
Abstract: | There is an emerging policy and academic discussion, supported by a growing body of empirical evidence, regarding the potentially positive effects of asset accumulation in low-income households. However, at least two questions precede this discussion: Can the poor save? And, if so, how can programs and policies promote saving by the poor? This paper begins to address these questions by examining the effects of institutional variables on saving behaviour. |
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