search query: @author Ferri, G. / total: 4
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| Author: | Ferri, G. Messori, M. |
| Title: | Bank-firm relationships and allocative efficiency in Northeastern and Central Italy and in the South |
| Journal: | Journal of Banking and Finance
2000 : JUN, VOL. 24:6, p. 1067-1095 |
| Index terms: | Banking Information Development Italy Europe |
| Freeterms: | Localization |
| Language: | eng |
| Abstract: | This study makes 2 contributions on the extent and impact of relationship banking - based on close and long-lasting bank-firm customer relationships - in the 3 sub-systems in which Italy may be subdivided. First, it is shown that relationship banking is more extensive in both sub-systems where small businesses prevail: the fast-growing Northeast and Center (NEC) and the South, the marginal area of dependent development. Second, it is demonstrated that relationship banking improves the allocation of credit in the NEC but worsens it in the South. This evidence suggests that relationship banking may be beneficial or detrimental depending on the socio-economic structure. |
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