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| Author: | Craig, B.R. Jackson, W.E. III Thomson, J.B. |
| Title: | Credit market failure intervention: Do government sponsored small business credit programs enrich poorer areas? |
| Journal: | Small business economics
2008 : APR/MAY, VOL. 30:4, p. 345-360 |
| Index terms: | small business employment low incomes loans credit markets credit rationing public administration USA |
| Language: | eng |
| Abstract: | Based on local market employment rates as a measure of economic performance, this study finds a positive and significant correlation btw. the average annual level of employment in a local market and the level of SBA (Small Business Administration) guaranteed lending in that local market. In addition, the intensity of this correlation is much larger in low-income markets. The results suggest that this correlation is positive and significant only in low-income markets. |
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