SCIMA valintakori viitteet

lkm: 2
1.
Personnel Journal
1984 : JAN, VOL. 63:1, p. 48-53
1984 Payson, M. F.
2.
Journal of Money, Credit and Banking
2002 : AUG, VOL. 34:3, part 2, p. 740-762
2002 Boni, L.
Leach, J. C.
SCIMA