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Tekijä: | Guseva, A. Rona-Tas, A. |
Otsikko: | Uncertainty, risk, and trust: Russian and American credit card markets compared |
Lehti: | American Sociological Review
2001 : OCT, VOL. 66:5, p. 623-646 |
Asiasana: | CREDIT CARDS RISK TRUST UNCERTAINTY RUSSIA USA |
Kieli: | eng |
Tiivistelmä: | The strategies that Russian and American banks use to evaluate the creditworthiness of prospective credit card holders are compared. Drawing on Knight's theory of risk and uncertainty, the authors argue that uncertainty, inherent in any credit transaction, can only be reduced to measurable risk if there are institutions that create stability over time, categorize events properly, and allow for verification and accumulation of information. |
SCIMA