haku: @all best practices / yhteensä: 247
viite: 19 / 247
| Tekijä: | Prior, F. Argandoña, A. |
| Otsikko: | Best practices in credit accessibility and corporate social responsibility in financial institutions |
| Lehti: | Journal of Business Ethics
2009 : VOL. 87:1 p. 251-265 |
| Asiasana: | Colombia Ecuador Peru Latin America corporate responsibility credit financial services |
| Kieli: | eng |
| Tiivistelmä: | This paper aims to present and discuss some of the best practices of financial industry in the emerging economies of Columbia, Ecuador, and Peru. The main thesis is that, notwithstanding the importance of certain specific deficiencies, such as inadequate regulatory context or the lack of financial education among the population, the main factor that explains the low banking levels in emerging and developing economies, affecting mostly lower-income segments, is the use of inefficient financial service distribution models. It is tried to be shown that traditional financial institutions - both in developing and advanced economies - have a special social responsibility to help create and efficient financial system that makes savings and borrowing instruments available to the greatest possible number of citizens. |
SCIMA