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Tekijä: | Tatje-Grifell, E. Lovell, C. A. K. |
Otsikko: | Deregulation and productivity decline: The case of Spanish savings banks |
Lehti: | European Economic Review
1996 : JUN, VOL. 40:6, p. 1281-1303 |
Asiasana: | PRODUCTIVITY DEREGULATION SPAIN |
Kieli: | eng |
Tiivistelmä: | During the 1980s in Spanish banking, a plenty of competition limiting regulatory constraints were removed or relaxed. Two consequences of partial deregulation of savings banks have been a fast growth in branching activities and a burst of merger activity. In the paper, productive efficiency and total factor productivity change in Spanish savings banks over the 1986-1991 post-deregulation period is investigated. Neither branching nor mergers provide an adequate explanation for the magnitude or the nature of the productivity decline observed over the period. |
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