haku: @indexterm evaluation / yhteensä: 1041
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Tekijä: | McKenzie, G. Khalidi, M. |
Otsikko: | The EU directive on deposit insurance: a critical evaluation |
Lehti: | Journal of Common Market Studies
1994 : JUN, VOL. 32:2, p. 171-190 |
Asiasana: | EUROPEAN UNION INSURANCE EVALUATION |
Kieli: | eng |
Tiivistelmä: | The purpose of this article will be to argue that incentives induced by the Directive for both the depositors and banks are incompatible with the aim of national supervisors and the EU to foster a stable and efficient financial system. It is likely that both competitive distortions and an increase in financial fragility will occur as the Directive is implemented. The article identifies some of the key features of the Deposit Guarantee Scheme, together with those in the US, UK and Germany. |
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