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Tekijä: | Shy, O. Tarkka, J. |
Otsikko: | The Market for Electronic Cash Cards |
Lehti: | Journal of Money, Credit and Banking
2002 : MAY, VOL. 34:2, p. 299-314 |
Asiasana: | MARKETS ELECTRONIC SHOPPING PAYMENT SYSTEMS TECHNOLOGICAL INNOVATION |
Kieli: | eng |
Tiivistelmä: | Modern economies use a wide variety of means of payments. The most widely used payment instruments today are currency, payment orders, checks, debit cards, and credit cards. The authors of the article develop a theoretical framework aimed to model the pricing of electronic cash cards and the market domain in which these cards will be used m an environment where charge cards and currency (the legal tender) are competing payment media. The authors also investigate whether the adoption of the various payment media generates an underutilization or overutilization of the electronic cash cards relative to currency. The paper provides a substantial list of references on this subject. |
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