haku: @author Schenk, G. / yhteensä: 2
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| Tekijä: | Ewert, R. Schenk, G. Szczesny, A. |
| Otsikko: | Determinants of bank lending performance in Germany - evidence from credit file data |
| Lehti: | Schmalenbach Business Review
2000 : OCT, VOL. 52:4, p. 344-362 |
| Asiasana: | GERMANY BANK LENDING CREDIT |
| Kieli: | eng |
| Tiivistelmä: | The authors empirically identify factors that can explain the financial performance of bank lending activities. They also analyze the individual bank's evaluation of a loan's risk. They use their results to test theoretical hypotheses on the impact of certain parameters on credit terms and distress probabilities. They find ratings act as an important factor in the bank's lending policy. Ratings reflecting higher risks lead to higher interest rate premia. |
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