haku: @indexterm accounting information systems / yhteensä: 204
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| Tekijä: | Zhang, Shuqi Wu, Panzhen |
| Otsikko: | The influence of incompleteness of information on state-owned commercial banks' credit risk (original in Chinese) |
| Lehti: | Journal of Zhongnan University of Finance and Economics (c)
1998 : 6, p.101-104 |
| Asiasana: | ACCOUNTING INFORMATION SYSTEMS BUSINESS INFORMATION LOANS FINANCIAL RISK COMMERCIAL BANKS MIS |
| Kieli: | chn |
| Tiivistelmä: | The quality of loan assets depends on bank's capacity of measuring and calculating, diversifying and controlling lending risk. The above can not be done without information and so the incompleteness of information has become the main problem in preventing financial risk. The following are responsible for such an incompleteness: The goals for reform of macro system and financial system haven't been attained. Bank are unable to operate independently. Heavy losses have incurred in large and medium-sized state-owned enterprises. And the bank staff have no awareness of risk. In addition, the information awareness in banking industry is weak and the related mechanism needs to be improved. For instance, the loan-related information within banks is incomplete; the accounting statements can not reflect the real operation of enterprises and so on. |
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