haku: @author Blair, A. / yhteensä: 3
viite: 3 / 3
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| Tekijä: | Blair, A. |
| Otsikko: | Credit where it's due |
| Lehti: | Management Today
1997 : MAR, 3, p. 58-59 |
| Asiasana: | MANAGEMENT BANKING CREDIT |
| Kieli: | eng |
| Tiivistelmä: | Banks are no longer fixated by assets. So what do they look for these days when considering how much they should lend? "Ten years ago - and perhaps not quite so long ago as that - it was a matter of ascertaining that the assets were there to back the loan. We didn't ask too many questions about where the repayments were coming from. It was pawnbroking," says a Big Four business manager. "If only it had been," rejoins a Big Four senior banker. "At least the pawnbroker is sensible enough to lend only a fraction of what the asset is worth. And he won't accept an asset unless it is highly liquid." |
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