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Tekijä: | Novak, A. |
Otsikko: | Pension system reform in Slovenia |
Lehti: | Europe-Asia Studies
2004 : MAR, VOL. 56:2, p. 279-292 |
Asiasana: | Pensions Retirement Social welfare Ageing Transition economies Slovenia |
Kieli: | eng |
Tiivistelmä: | Most countries have some kind of institutionalized old-age welfare system, usually called a pension system, providing some kind of income after old-age cessation of employment. Pension systems are thus the result of cultural and economic factors. Slovenia became an independent state only in 1991. However, social security already has a long tradition in the country. In Slovenia, the mandatory public pay-as-you-go (PAYG) pension and disability insurance is being reformed through the Pension and Disability Insurance Act (PDIA) in the direction of more severe eligibility conditions for the old-age pension and reduced benefit amounts. The legislation thus transfers even more responsibility for meeting the financial needs of retirement years to the individual him/herself, and also some to employers. Voluntary supplemental pension insurance provides a tax-favourable form of saving for old age and offers individuals a new dimension in choosing their retirement portfolios. |
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