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| Tekijä: | Casey, B.H. |
| Otsikko: | The National Pensions Savings Scheme: its implications for jobs in small firms |
| Lehti: | International Small Business Journal
2009 : JUN, VOL. 27:3, p. 363-382 |
| Asiasana: | labour markets labour demand labour supply employment small business United Kingdom |
| Vapaa asiasana: | private pensions |
| Kieli: | eng |
| Tiivistelmä: | In the United Kingdom (U.K.), a supplementary personal pension for all employees is provided by the National Pensions Savings Scheme (NPSS). For all employees who choose not to shut themselves off, employers have to pay contributions. This article deals with the employment effect of the increase in labour costs implied by the NPSS. It is shown how this employment effect is likely to be greatest for small firms since few of them have any supplementary pensions of the required quality. The negative employment effect will be reduced to the extent that there is non-compliance or opt-out. In the case this occurs, the purpose of extending pension coverage to employees on lower earnings will be defeated. |
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