haku: @author Lusardi, A. / yhteensä: 4
viite: 4 / 4
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| Tekijä: | Browning, M. Lusardi, A. |
| Otsikko: | Household saving: micro theories and micro facts |
| Lehti: | Journal of Economic Literature
1996 : DEC, VOL. 34:4, p. 1797-1855 |
| Asiasana: | ECONOMICS HOUSEHOLD ECONOMICS SAVINGS |
| Kieli: | eng |
| Tiivistelmä: | Why do people save? The article reviews some of the modern theory of saving and then presents some facts concerning saving by U.S. households. Section 4 deals with one specific phenomenon: the apparent decline in the U.S. saving rate in the recent past. Some explanations for the decline in an ad hoc way are discussed. In sections 5 and 6 the authors consider some of the evidence for and against various theories of consumption, concentrating on the short-run allocation of funds over time as well as on the longer run. |
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