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| Tekijä: | Wang, Shougan |
| Otsikko: | Several issues on the defining standard of the classification of loan risks (original in Chinese) |
| Lehti: | Theory and Practice of Finance and Economics (c)
1998 : 6, p.22-24 |
| Asiasana: | LOANS FINANCIAL RISK |
| Kieli: | chn |
| Tiivistelmä: | The classification process of loan risks is actually a process in which banks try to judge borrower's capability to repay as well as the degree of deviation between the real value and the book value of loans. The standard for defining classification of loan risks should uphold the unity of qualitative standard as well as quantitative standard. In fact, the process of loan risk classification is a process to identify, evaluate and handle loan risks. It deals with a wide range of issues and it is strongly influenced by policies. Moreover, it is characterized by high standards and great difficulty. Establishing and grasping the defining standard is the basic premise to carry out loan risk classification. Grasping the defining standard for loan classification demands for knowledge and professionals. |
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