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| Tekijä: | Lou, Shuben Liu, Zhitai |
| Otsikko: | On commercial banks control over credit Risk (original in Chinese) |
| Lehti: | Research on Financial and Economic Problems (c)
1999 : 6, p.15-18 |
| Asiasana: | CREDIT LOANS RISK MANAGEMENT COMMERCIAL BANKS CHINA |
| Kieli: | chn |
| Tiivistelmä: | For state-owned commercial banks and enterprises, there are double factors causing credit risk. The supply of credit funds is the institutional factor causing credit risk, the bad debt built-up in the system reform of state-owned enterprises the major factor and the lagged reform of banking system the internal factor. The actions to be taken for prevention and control over the credit risks include standardization of the internal control mechanism of the commercial banks, intensifying the risk management of credit, enforcing new loans classification, cultivating bill market, improving macro regulation and control mechanism of the central bank dissolve stocks on bad loans. |
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