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Tekijä: | Chakravarty, S. Scott, J. |
Otsikko: | Relationships and rationing in consumer loans |
Lehti: | Journal of Business
1999 : OCT, VOL. 72:4, p. 523-544 |
Asiasana: | RATIONING CONSUMERS LOANS |
Kieli: | eng |
Tiivistelmä: | The authors empirically examine how relationships between individual households and their creditors affect the probability of being credit-rationed. Using a data set where the credit-rationing of individual households is observed directly, the authors show that relationship duration and the number of activities between a family and a potential lender significantly lower the probability of being credit-rationed. |
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