haku: @journal_id 1385 / yhteensä: 458
viite: 11 / 458
Tekijä: | Williams, J. |
Otsikko: | Determining management behaviour in European banking |
Lehti: | Journal of Banking and Finance
2004 : OCT, VOL. 28:10, p. 2427-2460 |
Asiasana: | Management Banking Credit Risk Models Europe USA |
Kieli: | eng |
Tiivistelmä: | This paper determines management (henceforth as: mgmt.) behaviour (as: beh.) for European (here as: E-n.) savings banks btw. 1990 and 1998. It examines the intertemporal relationships btw. loan loss provision, efficiency and capitalization for E-n. banks. There is provided a robustness test of the Berger and DeYoung results for U.S. banks. The econometric results suggest that the most pressing mgmt. problem for E-n. banks is bad mgmt. Generally speaking, the E-n. findings are inconsistent with previous results from the U.S. One notable difference in mgmt. beh. btw. E-n. and U.S. banks is that the former do not appear to engage in skimping behaviour. |
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