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| Tekijä: | Barringer, M. Mitchell, O. |
| Otsikko: | Worker's preferences among company-provided health insurance plans |
| Lehti: | Industrial and Labor Relations Review
1994 : OCT, VOL. 48:1, p. 141-152 |
| Asiasana: | HEALTH INSURANCE COMPANIES |
| Kieli: | eng |
| Tiivistelmä: | Data from four plants of a single company are used to examine differences in health plan selection in 1989 among employees offered a choice of plans. A 10% increase in the traditional fee-for-service (FFS) plan premium reduced the fraction choosing that plan by 4-9 percentage points, and a doubling of the deductible reduced the plan's market share by 3-4 percentage points. Most workers rejecting such a plan chose the high-premium prepaid plans, which offer the lowest cost-sharing provisions. |
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