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| Tekijä: | Felici, R. Pagnini, M. |
| Otsikko: | Distance, bank heterogeneity and entry in local banking markets |
| Lehti: | Journal of Industrial Economics
2008 : SEP, VOL. 56:3, p. 500-534 |
| Asiasana: | banking markets market entry models |
| Vapaa asiasana: | heterogeneity |
| Kieli: | eng |
| Tiivistelmä: | This paper explores the determinants of entry into Italian local banking markets from 1991 to 2002. A simple model is built in which the probability of branching in a new market depends on the features of the local market and the potential entrant. Banks are shown to be more likely to expand into those markets closest to their pre-entry locations. Large banks can also better cope with distance-related entry costs than small banks. Finally, banks have got increasingly able to open branches in distant markets because of the implementation of information and communication technologies (ICT). |
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