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| Tekijä: | Adams, R. M. Brevoort, K. P. Kiser, E. K. |
| Otsikko: | Who competes with whom? The case of depository institutions |
| Lehti: | Journal of Industrial Economics
2007 : MAR, VOL. 55:1, p.141-167 |
| Asiasana: | competition consumer choice depository institutions market segmentation panel data substitute goods |
| Kieli: | eng |
| Tiivistelmä: | This paper explores the consumers' willingness to substitute between banks and thrifts and between multimarket and single-market institutions. The authors use panel data on U.S. in 1990-2001 to estimate a model of consumer choice of depository institutions. The utility parameters that influence on institution choice are analyzed together with measuring the level of market segmentation for two institutional subgroups. The findings indicate limited substitutability between banks and thrifts and between multimarket and single-market institutions. |
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